crash virgins

“I have zero investments, for better or for worse,” said 26-year-old Ben Zoltowski, a senior print project manager at the advertising agency McCann Erickson. “I feel like New York is already difficult enough to live in financially! I’m used to living paycheck to paycheck and living frugally, because we sort of have to. Most of us have to!”

Mr. Zoltowski, who lives in Williamsburg, went to Ithaca College and graduated in 2003; he moved to New York in July 2006. Like most of his peers, he seems to think that things can’t really get any worse, because he’s already living hand-to-mouth! But it probably hasn’t dawned on him that he might not even be able to afford last call at Greenpoint Tavern when all this shakes out.  read more »